WHAT CAN YOU DO THAT I CAN'T DO?
In a consumer driven society, it is very difficult, if not impossible, to consume without leaving some sort of paper trail. Through forensic analysis of that trail, our knowledge and experience is strategically aligned. We use every legal means of locating debtors and their assets, including computer research, credit reports, public and non-public records, court research, mail and telephone tracing, records obtained by subpoena, and other in-the-field investigative tactics. Our back door approach allows us access to information not available to the general public. These include "restricted" databases used by law enforcement and other investigative agencies.
Furthermore, our efficiency is enhanced by our authorized use of the legal systems "secure" files area. Ultimately, the majority of debtors are located because we have the resources, expertise, and resolve to make collection of your judgment a priority. We treat all cases equally. Once a thorough investigation is conducted and assets uncovered, we will take the necessary steps to levy on them.
WHAT IS THE STATUTE OF LIMITATIONS ON MY JUDGMENT?
Each state sets a limit on the length of time a judgment can be enforced. For example, in California a judgment remains valid for 10 years. In other states, you may have anywhere from 5 to 20 years before your judgment must be renewed.
WHY SHOULDN'T I USE AN ATTORNEY?
By training, lawyers use their acumen to interpret the law in favor of their client's interests. Once a judgment has been successfully secured on behalf of his/her client, the attorney generally wants nothing to do with collecting it. Why? judgment enforcement is a specialty that requires substantial time, resources and specialized tools. In fact, many attorneys and law firms will turn to Interwest Judgment Recovery when they need help recovering their own judicial judgments. Also, unlike an attorney, we do not charge you a $200 to $350 hourly fee. We only get paid if we enforce and recover your judgment from your judgment debtor.
WHAT DO YOU DO DIFFERENTLY THAN A COLLECTION AGENCY?
The distinction can be reduced to four words: Target/focus vs. Volume. Collection agencies rely on volume and depend on commercial clients who send them thousands of accounts. They use harassing telephone calls and letters to annoy the debtor in the hope that a certain percentage will pay with little to no resistance. The Fair Debt Collection Practices Act protects a debtor by giving him/her the power to ask a collection agency to stop calling. More importantly, a collection agency has no power to take money or property from a debtor. For this reason, they depend on fast turn around.
By contrast, Interwest Judgment Recovery remains patient and resourceful. As the new legal owner of record, we literally become "YOU." With our broad range of strategic tools, we target and focus on your debtor's money, assets and property and seize it to satisfy your court awarded judgment.
ARE THERE ANY GUARANTEES YOU WILL SUCCESSFULLY COLLECT MY JUDGMENT?
In life, there are no guarantees. There are times when a debtor has died or a corporation has dissolved and there are no assets for us to act upon. In other cases, debtors are simply "judgment proof" meaning they have no assets and their income is exempt from attachment. What that said, we will make you two promises. First, we will never give up in our quest to help you find your money. That is what we do best. Second, our success is based upon building recurring, productive and loyal relationships with judgment creditors. Therefore, we promise to honor our relationship to you with trust, honesty, integrity and efficiency.
DO YOU ACCEPT JUDGMENTS FROM OTHER STATES?
Yes. As with all judgments, we will review the facts and make our decision on a case-by-case basis.
MY DEBTOR HAS RELOCATED TO CALIFORNIA. CAN YOU STILL HELP ME?
Yes. Your judgment can be transferred to California. Thereafter, it can be enforced in this state.
DO YOU ACCEPT ALL JUDGMENTS?
No. Each case is reviewed on a case-by-case basis. At this time, we are not accepting medical judgments.
AM I RESPONSIBLE FOR ANY OUT-OF-POCKET EXPENSES?
No. You pay no fees, expenses or costs to initiate the recovery of your judgment. We advance all costs and are reimbursed if we enforce and ultimately recover a court-awarded judgment.
HOW LONG WILL IT TAKE TO RECOVER MY JUDGMENT?
No two cases are alike. Typically, the majority of debtors are located within 90 days. Resolution depends on many factors including the age of the judicial judgment, the size of the judgment and the judgment debtor's profile. There are also other factors to consider such as the Sheriff's Dept. and the courts. Oftentimes, the legal system walks to the beat of its own drummer causing the wheels of justice to move slower than we prefer. Regardless of how long it takes, Interwest Judgment Recovery never gives up working on your behalf. Why? Simply put, the feeling of justice and satisfaction is just as important as money.
CAN I COLLECT INTEREST ON MY JUDGMENT?
Yes. California statute currently provides for interest of 10% per annum on the principal amount of a money judgment remaining unsatisfied.
HOW WILL I KNOW WHAT IS HAPPENING WITH MY CASE?
At Interwest Judgment Recovery, you are our number one asset. Once we have purchased your judgment for recovery, our Judgment Recovery Specialist will periodically update you on our progress and any enforcement and recovery actions taken.
WHAT DO YOU CHARGE?
Your judgment is purchased for a percentage of the recovery. This percentage is determined by the age of your judgment, the amount of your judgment and the judgment debtor's specific profile. Interwest Judgment Recovery can also offer more competitively negotiated purchase agreements for judgment creditors with multiple money judgments or those with large money judgments.
HOW DO I GET STARTED?
To begin, simply complete our Online Case Review Form and we will begin the process of evaluating your judgment. Should you have any additional questions pertaining to our ability to collect your judgment, feel free to give us a call.